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Archive for December, 2009


Student Loan Interest Rates: Fixed vs. Variable

Q: On student loans, what does it mean, or what is the difference when one student loan says the interest rate is a fixed interest rate, and another student loans says that the interest rate is a …

Federal Direct Subsidized Stafford Loans

Q: What is a federal direct subsidized Stafford loan, and how can I apply for one? A: A Federal Direct Subsidized Stafford Loan is a federal student loan, which is “subsidized” meaning that the government pays the …

Filing Bankruptcy And Student Loans

The topic of bankruptcy and student loans can be difficult to generalize since every individual’s debt circumstance can be different. For this reason individuals should always seek the advice of a professional bankruptcy attorney who can guide …

Converting Private Student Loans To Federal

Q: Is there any possibility of converting my private student loans into federal student loans? I would like to apply for some of the repayment plans that are being offered for federal student loans. A: For students …